Insurance for Side Hustles: Are You Personally Liable?
Posted: June 10, 2025
By Moira Bocrie and Debbie Parrish Over the past few years, I’ve had more and more clients ask me about insurance for their side businesses - and most are shocked to learn that their existing policies don’t offer the protection they assumed they had. Whether you’re selling homemade goods online, running a small photography business, delivering for a food service, or renting out a room...
What’s Affecting Auto Insurance Rates?
Posted: February 9, 2023
Not only are driving patterns returning to pre-pandemic levels, repairs and replacements are more costly. Here are some of the factors that may influence premiums moving forward. 18 separate $1B+ loss events from weather and climate as of Dec 2022 1 Used car and truck prices up 7.2%; new vehicle prices up 9.4% Sept ‘21 - Sept ‘22 2 Supply chain issues have triggered shortages...
What's Affecting Home Insurance Rates?
Posted: February 9, 2023
Today, claims are more prevalent, and repairs and replacements are more costly. Here are some of the factors that may influence premiums going forward: Material goods for new residential construction prices up 14.3% Oct ‘21–Oct ‘22 1 Asphalt roofing materials prices up 14.5% Oct ‘21–Oct ‘22 2 Prices for lumber and wood products up 6.2% Oct ‘21–Oct ‘22 3 18 separate $1B+ loss events from...
Premium Increases in 2022
Posted: May 5, 2022
Thanks to an unusual convergence of market trends, ushered in by the pandemic and other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks it will cost to make you whole in the event of a...
Is Pet Insurance Worth It? A Pet Owner's Perspective
Posted: June 7, 2021
In the past year, pet adoption rates have soared during the pandemic as people have found comfort in new furry companions. However, pets are expensive and like any other family member, they can become ill or injured. During those cases, veterinary care will be necessary. If your pet is insured, a significant portion of those out-of-pocket costs can be covered. Pet health insurance is similar...