As a second-generation Nationwide Insurance Agency, and now an independent agency, we take pride in creating relationships rather than simply selling policies. Our goal is to create a trusting atmosphere where clients enjoy speaking with us and keeping us up to date with their lives. This allows our staff to be proactive consultants who can give tailored advice and guidance for any situation. We educate our customers about risk management and protection needs so they can make the best decision based on what is important to them.
We have been recognized as a Nationwide Insurance Heritage Agency, and we work hard to embody the ideals of integrity and professionalism in everything we do. Not all insurance companies have the same kind of policy, so our clients trust us to highlight the subtle differences. Even if we don’t write the policy for you today, we will send you back to your current agent with a list of talking points to discuss the insurance products our agency provides to its clients. Whether it’s your personal automobile policy, homeowners insurance, or even a complex commercial account, Heritage Insurance Partners gives our consumers the proper advice and guidance to make the best decision based on what is most important to them.
An Independent Advantage
We are Independent Agents in Midlothian, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Heritage Insurance Partners represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.