Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
Do I Need Insurance for Undeveloped Property?If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
Is Pet Insurance Worth It? A Pet Owner's Perspective
Posted: June 7, 2021
Is Pet Insurance Worth It? A Pet Owner's PerspectiveIn the past year, pet adoption rates have soared during the pandemic as people have found comfort in new furry companions. However, pets are expensive and like any other family member, they can become ill or injured. During those cases, veterinary care will be necessary. If your pet is insured, a significant portion of those out-of-pocket costs can be covered. Pet health insurance is similar...
The Importance of Reviewing Your Life Insurance Policy
Posted: June 7, 2021
The Importance of Reviewing Your Life Insurance PolicyYou have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy. Why Review Your Life...
What Does Commercial Umbrella Insurance Cover?
Posted: June 4, 2021
What Does Commercial Umbrella Insurance Cover?Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits. Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...
Do I Need Boat Insurance for a Non-Motorized Boat?
Posted: June 1, 2021
Do I Need Boat Insurance for a Non-Motorized Boat?Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...