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Term or Whole Life: Which Life Insurance Policy is Best?
Posted: April 22, 2021
Term or Whole Life: Which Life Insurance Policy is Best?Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation. Life Insurance: What Type Do You Need? You have two main options in purchasing...
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Gauging Liability Insurance Needs for Your BusinessEvery business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You...
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Beginner’s Guide to Personal Umbrella InsurancePersonal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...
How Affordable is Life Insurance?
Posted: April 7, 2021
How Affordable is Life Insurance?A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life...
Debunking 5 Flood Insurance Myths
Posted: April 6, 2021
Debunking 5 Flood Insurance MythsBy: Moira Bocrie and Jim Bocrie Jr. While the warmer weather is refreshing and thawing after the long winter, it also brings the melting snow and spring rains. The accumulation of water can lead to flooding, even in areas that have never experienced it in the past. People often leave flood insurance to the wayside due to common misconceptions. A flood is defined by the...