Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Family Floater Life Insurance Policy and How They Work
Posted: May 7, 2022
Family Floater Life Insurance Policy and How They WorkA "family floater" plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called "family life insurance," your entire family has life insurance with a single policy, a far simpler and more efficient process. Life insurance policies are typically purchased to cover the parents. If one of the breadwinners for the family should suddenly pass away,...
Premium Increases in 2022
Posted: May 5, 2022
Premium Increases in 2022Thanks to an unusual convergence of market trends, ushered in by the pandemic and other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks it will cost to make you whole in the event of a...
4 Things to Know About Employment Practices Liability Insurance
Posted: May 4, 2022
4 Things to Know About Employment Practices Liability InsuranceEmployment Practices Liability Insurance or “EPLI” is a form of business insurance specifically to protect against employment-related lawsuits. While the suit may not be accurate, once filed, you will need to defend against the case, which can prove to be very expensive without this type of insurance. The right Employment Practices Liability Insurance can help you get through challenging legal situations without sustaining severe financial...
How to Travel Safely with Travel Insurance
Posted: May 1, 2022
How to Travel Safely with Travel InsurancePlanning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...
6 Mortgage Protection Myths Debunked
Posted: April 22, 2022
6 Mortgage Protection Myths DebunkedBuying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there are two distinct products. Before investing in any mortgage protection insurance, get the facts and...