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Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Posted: August 16, 2023

Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...

Commonly Overlooked Types of Business Insurance

Posted: May 4, 2021

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...

Debunking 5 Flood Insurance Myths

Posted: April 6, 2021

By: Moira Bocrie and Jim Bocrie Jr. While the warmer weather is refreshing and thawing after the long winter, it also brings the melting snow and spring rains. The accumulation of water can lead to flooding, even in areas that have never experienced it in the past. People often leave flood insurance to the wayside due to common misconceptions. A flood is defined by the...

Why Do I Need Separate Flood/Earthquake Insurance?

Posted: August 20, 2019

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...