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Category: Uncategorized

Why home and auto insurance rates are rising in 2022

Thanks to an unusual convergence of market trends, ushered in by the pandemic and other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks it will cost to make you whole in the event of a...

Is Pet Insurance Worth It? A Pet Owner's Perspective

In the past year, pet adoption rates have soared during the pandemic as people have found comfort in new furry companions. However, pets are expensive and like any other family member, they can become ill or injured. During those cases, veterinary care will be necessary. If your pet is insured, a significant portion of those out-of-pocket costs can be covered. Pet health insurance is similar...

Debunking 5 Flood Insurance Myths

By: Moira Bocrie and Jim Bocrie Jr. While the warmer weather is refreshing and thawing after the long winter, it also brings the melting snow and spring rains. The accumulation of water can lead to flooding, even in areas that have never experienced it in the past. People often leave flood insurance to the wayside due to common misconceptions. A flood is defined by the...

How Umbrella Insurance Can Protect You - Do You Need A Policy?

By: Debbie Parish, CISR & Senior Associate Agent You are required by law in Virginia to carry minimum limits of liability to operate a vehicle.  If it is good enough for the state it should be good enough for me, right?  Nothing could be further from the truth. For example, the minimum the state requires you to carry is $25,000 per person for bodily injury...